Ready for your CPA at tax time.
Your 1099 list, W-9s from contractors and the package your CPA files from, plus your real Delaware franchise tax.
Estimate your Delaware franchise taxAI bookkeeping for startups that is always ready when you raise, sell or file taxes
Accountable categorizes every transaction and checks every account against your bank on its own, with cash and accrual side by side, so you don’t need a bookkeeper. It works inside ChatGPT and Claude too.
Free for one company. No card needed.
Compare AI accounting software for startupsUp to dateEvery account matched to your bank, every monthMatched to your bank
Works with the bank, cards, payroll and AI tools you already use
- Mercury
- Brex
- Ramp
- Stripe
- Gusto
- Claude
- ChatGPT
- Cursor
- Accurate in our internal benchmarks, and 100 times faster than a human accountant
- 99%
- Cash and accrual side by side, one switch
- Both
- A month for two companies in one account, $49 for each extra
- $149
Watch AI bookkeeping for startups in 75 seconds
See Accountable name and categorize every bank transaction, match it to your bank, show cash and accrual side by side, and follow a rule you write in plain words.
Categorize
Every transaction categorized, with the reason.
Accountable’s AI gives every bank and card charge a clear name and an everyday category as it arrives, and shows you why.
- Plain names, not bank codes“BREX *FIGMA.COM 888-8FIGMA CA” becomes Figma, filed under Software.
- It asks when it isn’t sureInstead of guessing, the AI asks you one short question and waits.
- Teach it onceTick “Always categorize Figma this way” and every future Figma charge follows.
Match to your bank
Every account matched to your bank, to the cent.
Accountable checks every bank and card account against its statement and balance. When one is off, it shows you the exact lines that don’t match.
- Every balance checkedMercury, Brex, Ramp and Stripe, compared with each statement down to the cent.
- The difference, found for youAn off account lists the few transactions that explain it, so you fix it in one click.
- Transfers paired upMoney moved between your own accounts is matched, never counted as spending.
Up to date
Ready to raise, sell or file taxes whenever you are.
New transactions are categorized as they arrive, day after day. On the 1st, every account is matched to your bank and last month is finished, so your CPA, your investors and any buyer see numbers that don’t change.
- Payroll and bills in the right monthGusto payroll and your bills land where your CPA expects them.
- Numbers that stop changingOnce a month is done, it stays the way you sent it to your CPA and investors.
Books · August 2026Northwind Labs
Done on Sep 1August is done. Every account matches your bank.
Ask
Ask anything. Get the answer in seconds.
Ask about runway, spending or a vendor and get a plain answer with the numbers behind it, each one linked to the transactions it came from.
Approve
Nothing big changes until you approve it.
Small fixes happen on their own and can be undone. Anything over the limit you set waits for your OK, with the reason and the before and after.
- See who changed what, and undo itEvery edit shows whether you, your CPA or the AI made it, with one click to reverse it.
- ChatGPT and Claude follow the same rulesConnect them to your books to ask questions or make changes. Big changes still wait for you.
- ChatGPT
- Claude
Taxes, investors, companies, switching
Ready for your CPA, your investors and every company you run.
Tax time, the monthly investor update and a second company take no extra work. Switching from QuickBooks is free.
Burn, runway and your investor update, always current.
Every transaction updates your P&L, burn and runway, and your monthly investor update is drafted from the same numbers.
Calculate your runwayEvery company’s books, one login, one bill.
See each company’s cash, runway and books side by side, and switch between them in one click.
Books for several companiesSwitch from QuickBooks for free, history included.
Connect Digits, or upload QuickBooks' or Xero's general ledger, and connect your banks. Every past month comes over, checked to the cent.
How the switch worksAccountable prepares the numbers. Your CPA files the return; we don’t give tax advice. Pro is $149 a month for 2 companies and $49 for each extra one, on one bill.
Switch from QuickBooksWhat it replaces
Costs less than QuickBooks and a bookkeeper.
Most startups pay for software and a bookkeeper, or for a finance system built for a team of accountants. Accountable does the bookkeeping itself, and you sign up on your own.
- RilletA finance system for accounting teams. Sales demo, a 4–6 week setup and an implementation fee.$20,000+ a year
- QuickBooks and a bookkeeperQuickBooks Plus at $140 a month, plus a bookkeeper from $199 a month.$4,068 a year
- DigitsDigits Core at $100 a month, billed for each company separately.$1,200 a year
- AccountableFree for one company, up to 100 transactions a month. Pro is $1,490 a year and includes two companies.$0 a year
A year for one company. List prices checked Sep 2026; Rillet’s is ERP Research’s buyer-data estimate, since it sells only through a sales demo; the bookkeeper is Bench’s lowest plan.
Your data
Read-only bank access. Export everything, any time.
Accountable can see your transactions but can’t send, move or spend a dollar. Export all your books whenever you want, on every plan.
Read-only by designBank and card connections read activity and balances, and nothing else.
Every change can be undoneEach edit shows who made it, you, your CPA or the AI, and one click reverses it.
Yours to takeExport everything at any time, on every plan, in files any CPA can open.
Pricing
Free for one company. $149 a month for two.
Every plan includes AI categorization, a free seat for your CPA, export and a free switch. On Pro, each extra company is $49 a month.
Free
$0a month
For one company getting started.
1 company, 100 transactions categorized a month
Start freePro
$149a month
For startups that want every transaction categorized, across every company.
2 companies included, $49 for each extra
Start freeHolding
$399a month
For holding companies and founders with many companies.
10 companies included, $29 for each extra
Start freeQuestions founders ask about AI bookkeeping
What does Accountable do for my startup?
It does your bookkeeping. Connect your bank, cards, payroll and Stripe, and Accountable names and categorizes every transaction, matches every account to your bank and keeps your P&L, burn and runway current, so you are ready to raise, sell or file taxes at any time. You review only what the AI isn't sure about.
Do I still need a bookkeeper?
Most startups don't. Accountable categorizes every transaction as it arrives and asks you only what it can't work out. Your CPA gets a free seat in every company for taxes and year-end, and you can reach a person on our team from the Help panel at any time.
How does Accountable stay up to date?
New transactions are categorized as they arrive. By the 1st of each month, every bank and card account is checked against its statement and last month is set, so the numbers you send your CPA and investors don't change later. Accountants call this closing the books.
How accurate is Accountable?
In our internal benchmarks, Accountable is 99% accurate, 100 times faster than a human accountant and makes 90% fewer mistakes than a human bookkeeper. Every change shows its reason and can be undone.
Cash or accrual: which does Accountable use?
Both. Your P&L and balance sheet show cash and accrual side by side, so you can give investors and your CPA whichever they ask for.
Can ChatGPT or Claude change my books?
Yes, once you connect them, with the same rules as a person. Changes apply at once and can be undone. Changes of $5,000 or more, and reopening a finished month, wait for an owner to approve them. ChatGPT or Claude can never approve their own change.
How do I switch from QuickBooks, Xero or Digits?
Connect Digits, or upload your general ledger from QuickBooks or Xero, then connect your banks, and the switch runs on its own. Every month-end balance is checked against your old books and your bank before your history goes live. It's free on every plan.
How is Accountable different from Rillet?
Rillet is a finance system for teams of accountants, sold through a sales demo at about $20,000 a year or more, with a setup project. Accountable is for founders: it does the bookkeeping itself, you sign up on your own and start free, and switching is free.
What happens to my books if Accountable shuts down?
You can export everything at any time on every plan: your P&L, balance sheet and cash flow as PDF, Excel or CSV, every transaction, and everything your next CPA needs for your return.
Updated October 4, 2026 · By the Accountable team
AI bookkeeping for startups
Get bookkeeping that stays up to date on its own.
Start free with one company. Switching is free too. No sales calls.
Switch from QuickBooks