Accountable vs Pilot
A Pilot alternative that is current daily, not the 10th
Pilot's bookkeepers deliver reports by the 10th business day, priced by your expenses. Accountable's AI keeps every company current and reconciled every day.
Side by side
Accountable vs Pilot: side by side
Facts and list prices checked Nov 2026. Accountable is accountable.im.
Price for 1 company
Accountable: $0 on Free (100 transactions categorized automatically a month), or $149 a month on Pro.
Pilot: $99 a month on Essentials, for up to $100,000 in monthly expenses, with AI categorization and reconciliation. Plans with a bookkeeper start at about $399 to $499.
Price for 3 companies
Accountable: $198 a month on Pro: $149 covers 2 companies, and the third costs $49.
Pilot: Pilot publishes no price for several companies.
What sets the price
Accountable: One bill for the whole workspace. Pro includes 2 companies and charges $49 for each extra one. Holding costs $399 for 10 companies and $29 for each extra one. Users are unlimited, and your accountant's seat is always free.
Pilot: Your monthly expenses. Above $200,000 a month in expenses, pricing is custom.
Who does the bookkeeping
Accountable: Software categorizes, reconciles and closes, and asks you only what it is unsure about. You, your accountant or your agent can fix anything, and every change can be undone.
Pilot: Pilot calls its model 50/50 people and software. Core adds a US-based bookkeeper; Essentials is Pilot's AI Accountant, launched in February 2026.
Month-end close
Accountable: Every month is reconciled to the bank, reviewed, locked and reported. Mercury, Brex, Ramp and Stripe sync every 15 to 30 minutes, and new transactions post on the next sync.
Pilot: Core delivers reports by the 10th business day.
Moving your books in
Accountable: Free for everyone. The agent moves your full history and ties every month-end to the cent, then sends you a tie-out report.
Pilot: Pilot scopes catch-up projects for books that are behind.
Tax and CFO work
Accountable: Accountable does not file taxes. Your accountant's seat is free, and they can export the trial balance, general ledger and statements at any time.
Pilot: Tax returns from $2,450 a year for a C-corp. CFO services cost $1,750, $3,150 or $5,250 a month, billed annually.
How you buy
Accountable: Self-serve. You sign up, connect your banks and start, with no sales calls.
Pilot: Consultation calls, with custom plans through sales.
Free plan or trial
Accountable: Free plan for 1 company, with 100 transactions categorized automatically a month. Pro has a 14-day free trial.
Pilot: A free trial is offered from Pilot's home page.
Done for you
No books to manage, and no waiting.
Every transaction is categorized the moment it lands, and each month closes the day it ends.
Switch to Accountable if
- Your bookkeeping is current every day, not the 10th business day. Mercury, Brex, Ramp and Stripe sync every 15 to 30 minutes, and new transactions post on the next sync. Each month locks once it is reconciled.
- You pay one bill for every company. Pro covers 2 companies for $149 a month and charges $49 for each extra one, while Pilot publishes no price for several companies.
- You fix things yourself, right away. You, your accountant or your agent can change anything, every change is logged and can be undone, and entries of $5,000 or more wait for your approval.
- The move is free and the agent does it. Upload Pilot's monthly financial package, and the agent ties every month-end to Pilot's own balance sheet and profit and loss.
Switch
Moving from Pilot takes 3 steps.
Export your books from Pilot. The agent rebuilds and proves every month. Approve once and go live.
Questions about switching from Pilot
How much would I save?
Pilot's plans with a bookkeeper run about $399 to $499 a month for one company. Accountable Pro costs $149 a month for 2 companies and $198 for 3.
Can my accountant still do my taxes?
Yes. Your accountant's seat is free on every plan, and they can export the trial balance, general ledger and statements as PDF, Excel or CSV at any time.
Pilot keeps my books in QuickBooks. Can I move them?
Yes. Export the General Ledger from the QuickBooks file, or upload Pilot's monthly financial package. The agent reads either as it is.
Does a person check my books?
Accountable's AI does the bookkeeping and asks you what it is unsure about. Judgment calls go to your accountant, who reviews everything with a free seat.
Competitor facts and list prices checked Nov 2026. Sources:
AI bookkeeping for startups
Get AI bookkeeping that stays up to date.
Free for one company. 14 days of Pro free. Moving your books is free. No sales calls.