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Accountable runs three companies for $198 a month. Elsewhere the same three cost up to $1,647.
Every price below is the vendor's own list price, checked September 30, 2026, with a link to the page it came from. Accountable is $198 for three companies; most tools charge each company in full.
Accountable against each tool
9 side-by-side comparisons, each dated and sourced.
- Digits alternativeDigits accounting alternative: 3 companies for $198, not $300.
- Kick alternativeKick's price, and every agent change can be undone.
- Puzzle alternativeRun 3 companies for $198, not Puzzle's $360.
- QuickBooks alternativeRun 3 companies for $198, not QuickBooks' $420.
- Mercury Books alternativeBooks for every company you own, with full history.
- Pilot alternativeBooks closed by the 1st, not the 10th business day.
- Zeni alternativeZeni alternative: AI bookkeeping without the $549 minimum.
- Xero alternativeXero alternative: every company side by side, closed by the 1st.
- Bench alternativeBench alternative: software that closes your books by the 1st.
Two tools, head to head
- Digits vs Pilot: AI software you run yourself or a bookkeeper you hire?
- Puzzle vs Digits accounting software: prices, AI and which fits a startup in 2026
- QuickBooks vs Xero for startups: prices, users and AI in 2026
- Digits vs Kick accounting: prices for 1, 3 and 5 companies, and which lets your AI agent write
- Mercury Books vs QuickBooks: what free through 2026 covers, and what it leaves out
- Digits vs QuickBooks: price per company, seats and what your CPA will say
- Puzzle vs QuickBooks for startups: prices, AI credits and the Accrual sale
- Accrual vs cash accounting for startups: a worked example and when to switch
- Kick vs QuickBooks accounting: price, several companies and agent access
- Pilot vs Zeni: two bookkeeping services priced side by side
Reviews and roundups
- Digits accounting review: pricing, what works and what founders complain about
- Best AI bookkeeping software for startups (October 2026): 8 tools compared with prices
- Best accounting software for startups: what to pick at each stage, with prices
- Accounting software for multiple businesses: the monthly price for 2, 3 and 5 companies
- Bench alternatives after the shutdown: what to use in 2026
- QuickBooks MCP server: Intuit's connector, the open-source server and community options compared
- Cost calculator: what your books cost for 1 to 10 companies
Every price, dated
List prices a month, for 1 and 3 companies
Read on each vendor's own pricing page on September 30, 2026, before trials and discounts.
| Tool and plan | 1 company | 3 companies | How it's billed | Source |
|---|---|---|---|---|
| Xero Growing | $59 | $177 | Priced per organization; no combined view across companies | xero.com |
| Accountable Pro | $0 or $149 | $198 | Free for 1 company; Pro covers 2 for $149 and each extra is $49 | accountable.im |
| Kick Basic for 1, Plus for more | $40 | $200 | $100 a month plus $50 for each extra entity past 250 transactions a year | kick.co |
| Digits Core | $100 | $300 | Each company needs its own subscription | digits.com |
| Puzzle Complete | $120 | $360 | Priced per company | puzzle.io |
| QuickBooks Online Plus | $140 | $420 | Priced per company | quickbooks.intuit.com |
| Zeni Starter | $549 | $1,647 | Each business needs its own subscription; $494 a month billed annually; runs on QuickBooks Online Plus | zeni.ai |
| Mercury Books Books | $35 | Not published | Free for all of 2026, then $35 a month; Mercury customers only; covers one company | mercury.com |
| Pilot Essentials | $99 | Not published | Up to $100,000 of monthly expenses; no published price for several companies | pilot.com |
| Bench Bookkeeping Light | $199 | Not published | Now part of Mainstreet; no published price for several businesses | bench.co |
Kick's price for three companies assumes both extra companies pass 250 transactions a year; below that each extra is free, and three companies cost $100. Xero's price is the one that starts October 1, 2026.
Questions about comparing accounting software
Which accounting software is cheapest for several companies?
At list price, Xero Growing is cheapest per company at $59 a month, and Kick Plus is $100 a month if each extra company stays under 250 transactions a year. Accountable Pro is $198 for three companies with them side by side, and Holding is $399 for ten.
Which of these are software and which are services?
Accountable, Digits, Kick, Puzzle, QuickBooks, Xero and Mercury Books are software you run yourself. Pilot, Zeni and Bench are bookkeeping services with people who keep the books for you, priced higher.
How often are these prices checked?
Each vendor's pricing page is read again before any page here changes, and every page shows the date it was checked. These were checked September 30, 2026.
Is moving to Accountable free?
Yes. Upload the general ledger from your old tool, and the agent ties every month-end to it to the cent before your history goes live.
Competitor facts and list prices checked September 30, 2026. Sources:
AI bookkeeping for startups
Every company’s books done by the 1st, on one bill.
Free for one company. 14 days of Pro with no card. Moving your books is free. No sales calls.