Digits vs Kick accounting: which fits your companies?

Kick wins on one company, Digits on several busy ones

Both vendors publish list prices. The table uses each vendor's own pricing page, checked on November 4, 2026.

Kick Plus is $100 a month and covers unlimited entities. A new entity starts free for its first 250 transactions a year, then costs $50 a month. Digits has worked the same way since October 27, 2026: every plan covers unlimited entities, and an extra one is free for its first 250 transactions a year, then from $35 a month. The top of each range assumes every added company passes 250 transactions.

Kick bills Basic at $480 a year and Plus at $300 a quarter; Advanced, at $300, is billed monthly. Digits' pricing page lists a monthly price and a 30-day free trial and does not state a billing interval.

Both agent connections can change your books, with different safeguards

Kick runs a hosted MCP server at use.kick.co/mcp. Its docs say it is read-only by default, with explicit confirmation before any change. When you authorize an AI app you choose read and write or read only, and which workspaces it may reach. Supported writes return a preview and a confirmation token, and Kick says permanent hard deletion is not available through MCP.

Digits' MCP server reads and writes, according to its help center. An agent can post journal entries, recategorize up to 100 transactions at once, draft invoices and bills and edit categories, and every change runs with your own permissions. A change in a locked period becomes a proposal for an approver. AI changes are logged under your name, with no separate AI log. It needs no API key or developer account.

Kick's docs describe previews, scopes and audit attribution, and Digits' describe locked-period proposals. We did not find an amount limit or an undo for an AI change in either.

accountable.im/northwind-labs/inbox

Northwind Labs/ApprovalsWaiting for youPosted

Claude Claude proposesBook the $12,000 legal billOver $5,000, so it waited for owner approval

Legal FeesDr $12,000.00Accrued ExpensesCr $12,000.00

ApproveDecline

Digits is better for bill pay, invoicing and audited security

• Digits includes bill pay, invoicing and iPhone and iPad apps on every plan. Kick's pricing page lists integrations with Bill, Gusto, Mercury, Ramp, Stripe and PayPal and does not list built-in bill pay.
• Digits says on its security page that it is SOC 2 Type II compliant. We did not find a SOC 2 report stated for Kick.
• Digits' trial is 30 days; Kick's free trial is 14 days.
• Digits lists unlimited users, so a large team does not raise the price. Kick's pricing page also lists unlimited members on every plan.

Digits' own comparison page says Kick relies on user-built rules and statement-based reconciliation that you run, and that Kick has no ledger-wide question assistant. Those are Digits' claims about a competitor, so test Kick on your last three months before you believe them.

Kick is better for price, consolidated reports and previewed writes

• Basic is $40 a month for one company, against $65 or $100 at Digits.
• Kick's home page describes multi-entity journal entries and automatic intercompany receivables and payables, and its plan table lists consolidated reports and an eliminations ledger. Digits offers combined statements only through its partner Reach Reporting.
• Kick returns a preview and asks you to confirm before an agent's write applies.
• Kick has a free plan for one entity up to 250 transactions a year. Digits has a trial and no free plan.
• Kick says an expert reviews its auto-categorization.

Worked example: three companies over a year

When both added companies pass 250 transactions a year, three companies cost $2,400 a year on Kick Plus ($100 + $50 + $50 a month), $2,040 on Digits Core ($100 + $35 + $35) and $1,620 on Digits Essentials ($65 + $35 + $35).

While both added companies stay under 250 transactions a year, Kick Plus and Digits Core both cost $100 a month, $1,200 a year.

Digits publishes the extra entity's price as a starting point, from $35, so ask Digits what a busy entity costs before you count on the bottom of its range. The difference then comes from the features, not the price.

Choose in four questions

1. 1

   Step 1: Count your companies and their yearly transactions. Kick's $50 and Digits' $35 or more apply only once an added company passes 250 transactions a year.

2. 2

   Step 2: Decide how Claude or ChatGPT should change your books. Kick previews each write for you to confirm; Digits applies writes with your permissions and holds locked periods for an approver.

3. 3

   Step 3: List what else you need in the same product. Bill pay, invoicing and mobile apps point to Digits.

4. 4

   Step 4: Ask each vendor for the export steps. Digits exports a ledger CSV and a financial package; Kick exports its general ledger as a spreadsheet.

A third option is software where an agent can write and a person still approves the big changes. See the Digits and Kick comparisons, how each stacks up against Intuit in Digits vs QuickBooks and Kick vs QuickBooks, the ten-tool table on the AI accounting software page, or every guide.