Which banks, cards and payroll tools connect
Banks and cards link through Stripe by default; Mercury, Brex and Ramp can use a read-only token. Stripe payments use a read-only Stripe App. Gusto and Rippling send payroll files, and any bank sends statements.
Steps
Step 1: Open Connections: go to Settings › Banks, cards and payroll, or press ⌘K and choose Connect an account. The page says Read-only access. We never move money.
Step 2: For a bank or card, press Link a bank or card. For anything else, press Connect an account and pick it from the list, or press Connect on its row.
Step 3: Follow the steps in the dialog that opens. Each provider's article below has the exact steps inside its own dashboard.
Step 4: When it's connected, a green banner shows how many accounts are posting to your company. New transactions post on the next sync, every 15 to 30 minutes.
How each source connects
- Banks and cards, the default: press Link a bank or card, sign in to your bank in Stripe's window and pick the accounts.
- Mercury, directly instead: paste a read-only API token.
- Brex, directly instead: paste a read-only user token.
- Ramp, directly instead: paste the client ID and secret of an API app you create.
- Stripe payments: press Connect and approve Accountable's Stripe App, read-only, in Stripe.
- Deel: paste an organization token. Gusto and Rippling: upload the payroll journal CSV after each payroll.
- Statement files: CSV, OFX, QFX or PDF from any bank or card.
Good to know
- Accountable only reads. It can never move money, pay a bill or change anything in your bank.
- A provider that shows Set up later: keys not added yet isn't switched on for your workspace yet. Upload statements in the meantime.
- Banks linked through Stripe come with Pro, which starts with a 14-day free trial. Mercury, Brex and Ramp tokens, Stripe payments and statement uploads are unlimited on every plan, Free included.
- When a trial or plan ends, links through Stripe keep syncing for 3 more days, then pause until the workspace starts Pro again. Workspaces created before October 25, 2026 keep syncing until at least November 8, 2026. Nothing they posted is removed, and when Pro starts the missed days fill in without duplicates.
- Linking an account that is already connected another way never adds a second account: Connections asks whether to keep the feed you have or switch to the new one. See An account is connected twice.